NEW RELEASE PearlSACCO Core v3.2 & PearlIoT Telemetry Gateway are now in production. Explore Solutions
PEARL CODE
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Custom Code.
Cutting-Edge Hardware.
Tailored Software.

Pearl Code delivers enterprise web applications, IoT hardware integrations, bespoke fintech software, and tailor-made digital experiences for high-growth enterprises.

Full-Stack Architecture
IoT & Embedded Systems
Bespoke Financial Systems
Live Run
Edge Telemetry & System Health
● REALTIME SYNC
Active Devices
1,842
System Health
99.98%
API Latency
24ms

Engineering depth. Design precision. One focused partner.

From scalable cloud platforms to hardware firmware, we architect every layer of your technology stack.

Full Stack Web Development

Full Stack Web Development

Enterprise-grade web applications, responsive PWAs, and high-concurrency SaaS platforms with modern reactive architectures.

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Custom SACCO & Financial Software

Custom SACCO & Financial Software

Automated SACCO lending, member management, multi-tier savings, dividend processing, and compliant UMRA regulatory reporting systems.

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IoT & Hardware Engineering

IoT & Hardware Engineering

End-to-end sensor integration, embedded firmware (C++/Rust), and real-time telemetry.

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API Development & Integrations

API Development & Integrations

Scalable microservices, REST/GraphQL APIs, payment switches (MTN MoMo, Airtel Money, Stripe, PegPay), webhook engines, and banking switches.

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Brand Identity & UI/UX Design

Brand Identity & UI/UX Design

Conversion-focused interfaces, design systems, interactive Figma prototypes, and cohesive brand identities tailored for tech products.

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Managed Infrastructure & Maintenance

Managed Infrastructure & Maintenance

Cloud deployment on AWS/Cloudflare, database replication, automated CI/CD pipelines, security hardening, and 24/7 reliability operations.

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View All Services & Architecture Capabilities

Built for Financial & Operational Excellence

Explore our signature platforms engineered to tackle complex operational and financial challenges.

Automated SACCO & Credit Management

A turnkey operating system for Ugandan credit unions, SACCOs, and micro-lenders. Automated loan approvals, member portfolios, dividend calculations, and instant MTN MoMo & Airtel Money disbursements.

  • Tiered interest calculations & automatic penalty enforcement
  • Multi-channel repayment tracking (MTN MoMo, Airtel Money, Bank, Cards) with auto-reconciliation
  • Automated audit logs & regulator-ready UMRA compliance reports
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Automated SACCO & Credit Management Dashboard

Hardware-to-Cloud Automation

Bridge physical devices directly to real-time analytics dashboards. Built for industrial monitoring, smart agriculture, cold-chain logistics, and CAN-bus automotive tracking.

  • High-efficiency MQTT & WebSocket telemetry pipelines
  • Tamper-proof edge-device firmware with secure OTA updates
  • Automated anomaly detection & instant SMS/Webhook alerting
Explore Hardware Solutions
Hardware-to-Cloud Automation Telemetry Dashboard

Modern tools. Deliberate choices.

Every tool we select has been pressure-tested for performance, security, and developer maintainability across real-world systems.

BACKEND & DATA
  • Python / FastAPI
    Async High Throughput
    v3.12
  • Go / Gin
    Low-latency Microservices
    v1.22
  • Node.js / Express
    Event-Driven Services
    LTS
  • PostgreSQL / Redis
    ACID Storage & Cache
    v16+
  • Docker / Kubernetes
    Container Orchestration
    Cloud Native
FRONTEND & MOBILE
  • React / Next.js
    Server Components & SSR
    v14+
  • Vue / Nuxt
    Intuitive Reactive Apps
    v3
  • Modern CSS / Design Systems
    Pixel-Perfect Glassmorphic UI
    Vanilla CSS
  • TypeScript
    End-to-End Type Safety
    v5.4
  • Flutter / React Native
    Cross-Platform Mobile
    iOS & Android
HARDWARE & DEVOPS
  • ESP32 / STM32 / C++
    Real-time Embedded Firmware
    FreeRTOS
  • MQTT / Mosquitto
    IoT Telemetry Streaming
    TLS v1.3
  • AWS / Cloudflare
    Global Edge & Serverless
    Zero Trust
  • Linux / Systemd
    Bare-metal Edge Daemons
    Debian/Alpine
  • CAN-bus & Modbus
    Industrial Protocols
    ISO 11898
Explore Full Engineering Tech Radar & Architecture Standards

Clear from first conversation to production.

A proven four-stage engineering methodology designed for predictable delivery and zero surprises.

01 / DISCOVER

Requirements & Architecture

Deep technical feasibility studies, data schema modeling, architecture blueprints, and API contract specifications.

02 / PROTOTYPE

Figma & Hardware Lab

High-fidelity interactive UI flows, breadboard firmware proof-of-concepts, and early design validation.

03 / BUILD & INTEGRATE

Agile Production Sprints

Two-week sprints, test-driven codebases, hardware firmware flashing, MTN MoMo & Airtel hooks, and end-to-end regression suites.

04 / DEPLOY & SCALE

Production Hardening

Zero-downtime deployment pipelines, Cloudflare WAF protection, automated backups, and 24/7 post-launch SRE monitoring.

99.9%
Production Uptime SLA
< 25ms
Average API Response
50+
Systems Shipped
100%
On-Time Milestones

Ready to Build Something Extraordinary?

Share your challenge with our engineering team. We respond within 24 hours with a scoped technical plan and preliminary delivery timeline.

Active Consultation Window: We are currently accepting technical specifications for upcoming production cycles. Every submission includes an automatic mutual NDA.

Project Scope Estimator

Select your domain to immediately configure engineering parameters.

Web Platform
SACCO Suite
IoT Hardware
Ecosystem
Estimated Range
$14,500 - $22,000
Timeline
6 - 8 Weeks