NEW RELEASE PearlSACCO Core v3.2 & PearlIoT Telemetry Gateway are now in production. Explore Solutions
PEARL CODE
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Custom Code.
Cutting-Edge Hardware.
Tailored Software.

Pearl Code delivers enterprise web applications, IoT hardware integrations, bespoke fintech software, and tailor-made digital experiences for high-growth enterprises.

Full-Stack Architecture
IoT & Embedded Systems
Bespoke Financial Systems
Live Run
Edge Telemetry & System Health
● REALTIME SYNC
Active Devices
1,842
System Health
99.98%
API Latency
24ms

Engineering depth. Design precision. One focused partner.

From scalable cloud platforms to hardware firmware, we architect every layer of your technology stack.

Full Stack Web Development

Full Stack Web Development

Enterprise-grade web applications, responsive PWAs, and high-concurrency SaaS platforms with modern reactive architectures.

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Custom SACCO & Financial Software

Custom SACCO & Financial Software

Automated SACCO lending, member management, multi-tier savings, dividend processing, and compliant UMRA regulatory reporting systems.

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IoT & Hardware Engineering

IoT & Hardware Engineering

End-to-end sensor integration, embedded firmware (C++/Rust), and real-time telemetry.

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API Development & Integrations

API Development & Integrations

Scalable microservices, REST/GraphQL APIs, payment switches (MTN MoMo, Airtel Money, Stripe, PegPay), webhook engines, and banking switches.

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Brand Identity & UI/UX Design

Brand Identity & UI/UX Design

Conversion-focused interfaces, design systems, interactive Figma prototypes, and cohesive brand identities tailored for tech products.

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Managed Infrastructure & Maintenance

Managed Infrastructure & Maintenance

Cloud deployment on AWS/Cloudflare, database replication, automated CI/CD pipelines, security hardening, and 24/7 reliability operations.

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View All Services & Architecture Capabilities

Built for Financial & Operational Excellence

Explore our signature platforms engineered to tackle complex operational and financial challenges.

Automated SACCO & Credit Management

A turnkey operating system for Ugandan credit unions, SACCOs, and micro-lenders. Automated loan approvals, member portfolios, dividend calculations, and instant MTN MoMo & Airtel Money disbursements.

  • Tiered interest calculations & automatic penalty enforcement
  • Multi-channel repayment tracking (MTN MoMo, Airtel Money, Bank, Cards) with auto-reconciliation
  • Automated audit logs & regulator-ready UMRA compliance reports
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Automated SACCO & Credit Management Dashboard

Hardware-to-Cloud Automation

Bridge physical devices directly to real-time analytics dashboards. Built for industrial monitoring, smart agriculture, cold-chain logistics, and CAN-bus automotive tracking.

  • High-efficiency MQTT & WebSocket telemetry pipelines
  • Tamper-proof edge-device firmware with secure OTA updates
  • Automated anomaly detection & instant SMS/Webhook alerting
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Hardware-to-Cloud Automation Telemetry Dashboard

Go deeper when you are ready.

The homepage gives you the short version. These pages cover our capabilities, working method, technology choices, and project intake in full.