CASE STUDY How Metropolitan SACCO reduced loan underwriting from 3 days to 45 seconds. Read Story
PEARL CODE

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We measure success not by lines of code written, but by system availability, transaction throughput, and tangible business transformation.

Metropolitan SACCO Core

Metropolitan SACCO Uganda: Scaling 45,000 Members from Paper to Instant Digital Loans

Metropolitan SACCO Uganda was choked by three-day manual loan approval paper trails, delayed guarantor confirmations, and human ledger mistakes. Pearl Code designed and deployed PearlSACCO Core with automated credit scoring, USSD mobile banking, and direct MTN MoMo & Airtel Money instant disbursements.

3 Days → 45s
Underwriting Time
0%
Manual Ledger Errors
UGX 18.5B+
Monthly Automated Volume

"Pearl Code gave our SACCO a tier-1 banking technology backbone. Our member loan disbursement went from painful multi-day visits to 45 seconds on their mobile phone via MTN MoMo and Airtel Money. It completely redefined our growth trajectory."

— Joseph O., Chief Executive Officer, Metropolitan SACCO Uganda
Explore PearlSACCO Suite -> Request Similar Case Brief
AgriFlow IoT Telemetry

AgriFlow Uganda: 250+ Solar Edge Probes Across Coffee & Export Cold-Chain Facilities

Export coffee washing stations in Mount Elgon and horticultural cold rooms in Entebbe require strict temperature and moisture compliance. Pearl Code fabricated custom IP67 weather-sealed ESP32-S3 sensor nodes with solar harvesting and long-range MQTT telemetry to eradicate spoilage.

99.97%
MQTT Packet Delivery Rate
< 15µA
Sleep Power Consumption
UGX 680M
Prevented Inventory Losses

"Pearl Code's hardware engineers delivered the firmware in C++, connected our sensors, and set up our web dashboards. The system survived tropical storms and intense sun without a single reboot."

— Dr. Catherine M., Head of Operations, AgriFlow Uganda
Explore PearlIoT Nexus -> Request Hardware Consultation
PayBridge Payment Switch

PayBridge Uganda: Microservices Payment Switch Ingesting 150k+ Daily Mobile Money Transactions

High-volume retail checkout spikes frequently cause webhook bottlenecks and dropped payments. We architected a distributed Go-based transaction switch with Redis idempotency locks, Apache Kafka event queues, and sub-80ms settlement across MTN MoMo, Airtel Money, and Stanbic Bank.

150,000+
Daily Ingested Transactions
< 80ms
P99 Settlement Latency
99.99%
Uptime Over Black Friday
Review API Capabilities -> Discuss Payment Switches